Mortgage & Loan Amortization Cal

Give this API a loan amount, an interest rate, and a repayment term, and it returns the exact monthly payment plus a full month-by-month schedule: interest paid, principal repaid, and balance remaining for every payment. Ask what an extra $300 a month, or a $10,000 lump sum in month 24, would do and it reports the months and interest saved. Every figure uses banker's rounding at pinned precision,

Open endpoint ↗

Price per call: $0.01
Chain: Base
Method: POST
Paid calls · 30 days: 6

Call it from code

This API is run by its own provider and paid directly through x402. We list it so you can find it; we don't route or hold the payment.

import { x402Client, wrapFetchWithPayment } from "@x402/fetch";
import { registerExactEvmScheme } from "@x402/evm/exact/client";

const client = new x402Client();
registerExactEvmScheme(client, { signer: agentAccount });

const pay = wrapFetchWithPayment(fetch, client);
const res = await pay("https://mortgage-amortization.underscoredone.com/calculate", { method: "POST" });
console.log(await res.json());

https://mortgage-amortization.underscoredone.com/calculate